It’s important to keep in mind that Medicare or private health insurance usually covers a portion of the costs of cataract surgery and astigmatism-correcting lenses for patients who qualify. Though some out-of-pocket expenses are to be expected with astigmatism-correcting IOLs, they may still save you money in the long run. Consider the long-term benefits of IOLs for your astigmatism correction, and ask if your NJ Eye and Ear surgeon offers a payment plan.